How to Turn the IRS Check Phase-Out into a Competitive Advantage

By Solon Angel

‍

The IRS is officially moving toward a check-free future. As part of its broader modernization efforts, the federal agency has begun phasing out paper check payments and encouraging taxpayers and firms to move to digital channels for faster, safer, and more reliable transactions.

As the agency transitions to fully digital payments, millions of taxpayers who have long relied on writing and mailing checks will soon have to adapt. And as many know, taxpayers don’t always welcome change.

That reluctance creates an opportunity. Firms that guide clients through this shift with clarity, confidence, and the right tools will stand out. While some accountants see the phase-out as a disruption, the best firms will recognize it as a chance to differentiate.

Why Taxpayers Struggle With Change

For many clients, paying taxes by check feels safer. They can see the payment, sign it, and track it physically. This long-held payment style gives taxpayers a tangible sense of control that digital systems seem to take away.

But as the IRS eliminates paper options, these taxpayers will need new ways to pay and they’ll turn to their accountants for help. Clients will worry about the complexity of online payments, while asking questions like:

• How do I know my payment went through?
• Where’s my proof of payment?
• What if something goes wrong online?
• Is it safe?
  
  

Firms that can confidently answer those questions will immediately earn trust. That confidence becomes the new competitive edge.

‍

The IRS Isn’t Waiting and Neither Should Firms

The IRS has made it clear: digital payments are the future. The agency is already reducing its reliance on paper processing and expanding electronic systems to improve speed, traceability, and accuracy.

For clients, the change may feel abrupt. For CPA firms, it’s a chance to show leadership and help clients transition smoothly. Firms that prepare now can reduce internal strain, strengthen client loyalty, and reinforce their reputation as forward-thinking advisors.

Tip: Remitian connects directly to federal and state authorities using secure banking rails and jurisdiction-specific rules, ensuring every tax type can be remitted, tracked, and edited in one place. 

Turning Change Into a Competitive Advantage

When a major regulation changes, most firms scramble to comply. But the ones that prepare stand out.

As paper checks disappear, clients will seek guidance and they’ll gravitate toward firms that already have a convenient solution in place.

“Clients want to know their payments are handled safely and efficiently,” says Barrett Young, Tax Partner at GWCPA in Maryland. “The firms that can say, ‘We’ve already got that covered,’ will be the ones that grow. Differentiation in this market isn’t just about who files the fastest, it’s about who adapts the smartest.”

‍

Differentiation Starts Here: Tax Made Simple, Secure, and Mobile

‍

As the IRS phases out paper checks, some taxpayers feel uneasy about losing a payment method they have relied on for decades. Paper feels tangible, something you can see, sign, and trust once it is sent. Remitian brings that same sense of control and reassurance into a modern digital experience. Clients can review, authorize, and track their tax payments in real time, all from one secure place. Each payment includes instant proof and confirmation, offering the same confidence as a mailed check without the uncertainty. Digital workflows remove the need for payment vouchers entirely, while built-in safeguards quickly flag issues such as insufficient funds and guide users with clear next steps. Every detail is designed to make paying taxes simple, safe, and familiar, giving firms and their clients a modern experience that builds trust and delivers true differentiation.

Interested in learning more? Book a demo with Remitian here.

Tax Payments as a Service

The future of tax payments is digital, intelligent, and unified. With the IRS now phasing out paper checks, a final relic of a manual past, the message is clear: the shift to electronic tax payments is complete. But while taxpayers have moved online, tax professionals still operate in a fragmented grey zone of portals, bank transfers, and manual reconciliation. That is where the next transformation begins.

Remitian builds the infrastructure that powers this new era, connecting accountants, institutions, and taxpayers through one AI-driven platform. The result is more than convenience; it is a new opportunity for firms to offer Tax Payments as a Service, a modern billable offering without the administrative burden. The last paper check may be disappearing, but the real innovation is just beginning.

‍